Scams & Scammers Archives

The Credit Check Scam In The Car Business

The car business is probably one of the only businesses left where sleazy sales tactics are still rampant. I know time share and siding salespeople are bad too. But it isn’t on near the scale as the car business is.

One of the bigger control scams out there now is the credit check scam, which starts just about as soon as you sit down at a desk with the salesman. It typically begins like this, they begin to fill out an offer form and then they will ask you for a deposit to show that you are serious about buying the vehicle. This line is used at just about every dealership and in many dealerships they will not even allow the salesman to do any kind of negotiation without a deposit.

So what is the purpose of the deposit? You may think that you are giving then a check in agreement to buy at a certain figure but to them it is just another means of control. And the thing about it is they aren’t shy about how much they ask for. They used to ask for a $50 deposit now they ask for $3,000 or $4,000! Even though this is a slick trick and they may even call it an initial investment it isn’t the worst thing they are going to try to pull.

The next slick little trick is for the salesperson to ask for you driver’s license and social security number and take down some information like your address and phone number, Now they have a little surprise for you, they are pulling what is called a 5-liner or short form credit report without you knowing and they use this to help figure out how much they can get away with charging you and still get it financed. Afterwards what the dealerships generally do is fill out credit applications in your name and fax them to several different lenders to see who they can get the best rate from. Again, they are doing all of this without your knowledge. What is the big deal you may ask? Every time your credit report is pulled it lowers your credit score and will cause you to pay higher interest rates.

It should be illegal but so far it isn’t. With all the changes in privacy laws and similar consumer credit laws it shouldn’t be long before this practice is outlawed.

Gregg Hall is a business consultant and author for many online and offline businesses and lives in Navarre Florida with his 16 year old son. Get quality car care products> at http://www.carcarewizards.com
Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • NewsVine
  • Reddit
  • StumbleUpon
  • Google Bookmarks
  • Yahoo! Buzz
  • Twitter
  • Technorati
  • Live
  • LinkedIn
  • MySpace

Is Water4gas a Scam? Discover the Truth

I think you have already thought how to spend less money on gas or how to increase gas mileage.  Well, me to. Gas prices rise so quickly but our monthly income doesn’t rise. So what is the solution of this problem? How can we increase gas mileage?  There is a technology alled water4gas which allows you to increase gas mileage by 50% or even more. Keep on reading to learn more about this technology.

The idea of running your car on water isn’t new. The first technology which allowed to do that was invented more than 30 years ago. However it became available to public only few years ago when company called water4gas optimized it and created step-by-step guide and detailed plans, which will help you to do this technology yourself.

So how does it work? A special device is installed into your car to split water molecules.  It converts water into hydrogen, which is than used as a supplement to power your car. Many people think that this technology allows you to run your car entirely on water, however it isn’t impossible. As you know, adding water to the gas tank will simply damage your car so forget about this idea. The biggest advantage of this technology is that it is very easy to do. Even Britney Spears could do this technology in no time at all.

So, if you are looking for the way which will help you to increase gas mileage you found what you need.  Visit the site below to learn more about this amazing technology.

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • NewsVine
  • Reddit
  • StumbleUpon
  • Google Bookmarks
  • Yahoo! Buzz
  • Twitter
  • Technorati
  • Live
  • LinkedIn
  • MySpace

If you are going to travel for long time then you are going to get ripped off, no ifs, ands or buts about it. It is just a question of time. Typically it will happen the moment you land when you get into your first taxi. It might not be for weeks or months, you might even think that you’ve enough experience and are wise enough to see through any scam, but your guard can’t be up all the time. Your time will come too. It probably won’t be for a lot of money, but the anger you will feel at being taken for a sucker will stay with you forever – or so it seems.

When we talk about getting ripped off we are not talking about being over charged for a product or service. Being charged 20% or even 50% more than the locals is something to be expected when you don’t know what the market price is. What we are talking about is being played like a fool – it is not the amount of money that matters (at least most of the time). Being charged for something that doesn’t materialise, paying ten times the real price, giving to a fake charity – that’s being ripped off.

Rule number one – never be rushed. If there is one thing that con and rip off artists know, it is that if their prey is given enough time they will see through their scam. That’s why it is normally just minutes after you have been ripped off that you cop onto it. Always take your time with your decisions, there is rarely a need hand over money that instant, regardless of how frantic the person you are talking to is. In the developing world nothing ever happens in a hurry anyway, relax, take your time, hours or even days if needs be.

Rule number two – do what the local people do. This is a good general rule when it comes to just about anything. From food to clothes, you are just about always better off and safer doing what the locals do rather than going to somewhere that caters for travellers. When it comes to rip-offs, if a bus conductor is asking you for money but not asking any of the locals, then it is a rip off. Bear in mind though that some places, like India, have a rip off culture and the locals get ripped as well.

Rule number three – this one may seem a little harsh, but don’t believe anyone until the evidence strongly weighs in on their side. If a taxi driver tells you that your hotel has burnt down in a fire, don’t believe him. Insist on going to see the smoking wreckage for yourself.

Rule number four – be informed. It is very difficult to rip someone off who knows what the real price of something should be. Before arriving somewhere ask other travellers what they paid for various services. Ask your hotel for the correct taxi fares to places etc. Don’t be surprised or put out if you can’t negotiate the price down to what the locals pay. As long as you’re in roughly the same ballpark you’re doing ok.

What follows are accounts of the four times to date (18/8/02) that we have been ripped off.

Rip Off 1
Amount – $12
Where – Delhi International Airport, India
When – The first day of our trip
Artist – Prepaid taxi company
Description – Delhi international airport is infamous for its taxi scams. Flights from Europe and the US invariably arrive at 2am and everyone is tired and in a strange country. Easy prey for con artists. We were forewarned and had arranged with our hotel to send a car to pick us up. The car never turned up. So we went to a pre-paid taxi stand reckoning that we stood a better chance with them then we did with a taxi driver off the rank. The fare that we ended up paying was three times what it should have been.

What we did wrong – We were not informed, we should have known what the correct fare was (300R). Also we were not alert enough having just finished 14 hours of travel.

Rip off Two
Amount – $2
Where – In a good neighbourhood in Delhi
When – Two months later, we had just returned to India from Nepal
Artists – A group of students
Description – Given the amount of money involved a lot of you will probably think this shouldn’t get a mention. However, it is this rip-off that bugs me the most and rarely does a week go past without me reliving it. We were walking to a restaurant, when suddenly 4 or 5 well-dressed, clean-cut students approached us. From this instant the whole thing smelt of rip-off. They immediately split us up, showed us fake charity IDs and before 30 seconds had passed had $2 off us. 1 second later we copped onto the scam but it was too late.

What we did wrong – We were rushed. Also there were plenty of Indian people on the street, in a rich part of town. Why weren’t they being targeted for a local charity?

Rip off Three
Amount – $0
Where – Ferry from Malaysia to Dumai, Indonesia
When – 5 months into our trip
Artist - Money exchange cashier
Description – We had exchanged the majority of our Malaysian money already, but we still had a few small notes and coins. We didn’t think that we would be able to change them anywhere else so we decided to change them on the ferry, even though we knew the rate wasn’t going to be the best. I handed over about $10 worth of notes and coins and was given a bunch of notes in return. There is about 8,700 Rupiah to the dollar and I stupidly hadn’t done the math, but it didn’t look right. When I motioned that I was expecting more, he smiled disarmingly and nodded that it was correct. I sat down and he disappeared. I did the sums and realised I’d been given about half of what I should have been. Since he was in ship’s uniform I wasn’t going to let this pass. After we docked and the bulk of the passengers disembarked I went to the captain to complain and got enough of my money back to save face.

What I did wrong – I didn’t do the maths. I knew the rate and should have calculated how much money to expect.

Rip off Four
Amount – $5
Where – Probolinggo, Indonesia
When – 6 months into our trip
Artist – Bus ticketing agent
Description – At this stage into our trip you would think that we had enough experience to spot any scams but we were tired and our defences were down – that morning we had been awoken at 3 am to see the sunrise at Mt Bromo. We got on the bus to Bondowoso in Probolinggo, ignoring all the touts and agents trying to sell us inflated tickets. When we got on the bus, the bus conductor came to us for the fare. He was asking for 25,000 Rupiah, when we though that the fare should be about 5,000. It smelt of rip off, we reckoned it was a rip off, but he was on the bus and had proper tickets and we duly paid him. Only when the bus departed did the actual conductor board.

What we did wrong – We were rushed. Also the conductor only asked us for the fare, none of the locals. We should have waited for someone else to pay and followed suit.

Copyright 2008 RevaHealth.com.

Caelen King is founder and CEO of RevaHealth.com, a dental and cosmetic surgery search engine allowing visitors to search and compare treatments and prices around the world, including many dentists in Hungary.

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • NewsVine
  • Reddit
  • StumbleUpon
  • Google Bookmarks
  • Yahoo! Buzz
  • Twitter
  • Technorati
  • Live
  • LinkedIn
  • MySpace

What if I told you that it is possible to run your car on water? You think this is a scam? You think I am crazy? Well, no. I am serious. Scientist have invented a special technology which allows you to increase gass mileage and save your hard earned money on fuel costs. The technology I am talking about is called Run Your Car on Water. In this article I would like to tell you more about this technology and how does it work.

Actually, Run Your Car on Water is a DIY (do it yourself) device. You can but this device for more than $1000 bur why should you spend so much money when you can convert your car to a water hybrid for less then $100. But how does this technology work? The device uses electricity from you car’s battery to separate water into a gas called HHO which is also known as hydrogen or brown gas. Thismake your car at least 40% more fuel efficient and produce cleaner emissions.

But don’t think that the technology allows you to run your car only on water. As you know, adding water to the gank tank will only damage your car. The device allows you to use hydrogen produced from water supplemental to gasoline…

So if you really want to increase gas mileage and stop air pollution this technology is what you need. Visit the link below to learn more about it and watch videos to see how does it work. Good luck.

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • NewsVine
  • Reddit
  • StumbleUpon
  • Google Bookmarks
  • Yahoo! Buzz
  • Twitter
  • Technorati
  • Live
  • LinkedIn
  • MySpace

You know, gasoline was once as cheap as $1 a gallon, no it is closing to $4.2 per gallon. Experts predict that it could be as high as $10 in the nearest future. That’s why people have been looking for a way to increase gas mileage and save your money. Of course you can by hybrid car however there is another solution of the problem. There is a technology called water4gas which allows you to increase gas mileage by 60%. The technology is called water4gas. You think water4gas is a scam? Well, it’s not. In this article I will tell you more about this technology so keep on reading.

Actually this technology was invented more than 30 years ago however it wasn’t available for a long time. A year ago the water4gas guide became available. Using this guide you can do the device which will convert water to hydrogen in no time at all. The guide contains step-by-step instructions and plans so even my grandmother would be able to do this device. Many people think that this water4gas allows you to run your car entirely on water however it is impossible. Adding water to your water tank will simply damage your car…

So, if you really want to save your hard-earned money on fuel costs, stop ait pollution and increase gas mileage, water4gas is undoubtedly what you need. Gas prices won’t go down anymore so why don’t you give this technology a try? I hope you found this article useful. Good luck.

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • NewsVine
  • Reddit
  • StumbleUpon
  • Google Bookmarks
  • Yahoo! Buzz
  • Twitter
  • Technorati
  • Live
  • LinkedIn
  • MySpace

Powered by Yahoo! Answers